T.J. is a financial planner, the founder of Modern Wealth Builders, and the host of the podcast, Do More With Your Money. After graduating from Virginia Tech, where he studied economics and actuarial science, T.J. has spent his entire career in the financial services industry as a financial planner. T.J. is passionate about helping millennials use money intentionally as a tool to build toward financial flexibility and independence. Outside of helping clients with their financial plans, T.J. enjoys practicing Muay Thai, listening to audiobooks, going to Martha’s Vineyard, and hanging with his friends and family.
What You’ll Learn From This Episode:
- The benefits of starting financial planning early and developing long-term habits.
- Why financial planning is not just for the wealthy and when to seek advice.
- How to balance present needs with long-term financial goals.
- The importance of sabbaticals and using wealth as a tool for flexibility.
- Key insights into how financial planners work and the steps to start a career in the field.
- Practical tips for managing discretionary income and creating a sustainable financial plan.
- How to avoid common pitfalls, such as over-attachment to money or ignoring long-term goals.
Resources Mentioned in This Episode:
- T.J. van Gerven’s firm: Modern Wealth Builders – Fee-only financial planning services.
- T.J.’s podcast: Do More with Your Money – Insights into wealth-building strategies and mindset.
- Tools for managing finances: Monarch Money.
- Get Shift Done Program: Boost productivity with 99% off—use code podcast at GetShiftDone.com.
- Career resource for financial planners: XY Planning Network.
